Players validate claims through Loterie Nationale channels only. Proof of play is the printed receipt; it is required for any payout. Winnings are tax-free. Claim windows and payout points depend on the amount and the ticket’s origin.
Small wins are paid at retail or payment centers. Larger wins are paid at headquarters by appointment with ID verification. Online wins above 50,000 MAD must be collected at Loterie Nationale. Claim deadlines for Loto are 2 months from the draw date.

Claiming Small Prizes (Retail Outlets)
Small prizes are paid quickly at authorized retailers. Present the original receipt; the retailer validates and pays within cash availability. Retailers must pay tickets up to 1,000 MAD; payment centers handle higher amounts, and HQ handles large wins. If the outlet lacks cash, you may be asked to return later; payment remains due. Region coverage includes Casablanca, Rabat, Nador, Al Hoceima, and more via the “Près de chez vous” locator.
Steps at a retailer
- Bring the intact winning receipt; do not fold or damage it.
- Ask the clerk to validate the ticket on the terminal.
- Complete a simple claim slip if the retailer requests one.
- Show government-issued ID if the outlet asks to confirm age or identity.
- If cash is unavailable, agree on a return time or use a payment center.
Maximum prize for retail payout: 1,000 MAD at standard retailers; up to 40,000 MAD at payment centers; larger amounts are paid by Loterie Nationale headquarters. Online wins above 50,000 MAD are collected at Loterie Nationale.
Claim Time Limits
Loto winnings are payable no later than 2 months from the draw date. For L’MATCH (sports game) the deadline is 60 days from validation; Loto players should follow the 2-month window printed in the Loto game page. Late claims are not paid. Keep the receipt secure until payout.
- Loto draw games: claim within 2 months of the draw.
- L’MATCH tickets: claim within 60 days of validation.
- Online wallet withdrawals: HQ collection required if total win >50,000 MAD.
Claim type | Deadline | Policy source |
Loto ticket (retail/center/HQ) | 2 months from draw date | Loto game page; Nos gagnants note. |
L’MATCH ticket | 60 days from validation | L’MATCH page. |
Online win >50,000 MAD | Collect at Loterie Nationale; follow standard window | A distance (e-loterie). |
Identification Requirements
ID checks protect payments and prevent fraud. For HQ appointments, bring the winning ticket and valid ID. Retailers or centers may request ID to verify age and ownership. Acceptable documents include Moroccan CNIE, passport, or residence card for foreign residents. Loterie Nationale expressly requires a valid identity document when prizes are handed over.
- Moroccan citizens: CNIE or passport.
- Foreign residents: Passport or Moroccan residence card.
- Name on ID must match the claimant presenting the physical ticket. The ticket holder is the recognized winner.

Claiming Big Jackpots
Large prizes are redeemed at Loterie Nationale headquarters by appointment. Bring the printed winning ticket and an official identity document. Payouts above 50,000 MAD require in-person verification. Winnings are exempt from income tax under Loto rules. Claims must be lodged within 2 months of the draw date. Security checks confirm ticket validity and claimant identity before funds are released.
Prepare before visiting HQ
- Book an appointment by phone: 05 22 45 35 85.
- Bring the original winning ticket, undamaged.
- Carry valid ID matching the claimant.
- Know your prize amount and draw date.
- If requested, provide account details for payout processing.
Claim Process at Loterie Nationale HQ
Headquarters handles identity verification and secure validation for high-tier tickets. Staff confirm ticket authenticity, apply claim rules, and arrange payment under internal controls. Only the ticket holder is recognized as winner.
- Check in at reception at the agreed time.
- Present the original ticket and valid identification.
- Ticket is validated on the secure system.
- Complete the claim form if asked by staff.
- HQ confirms payout method and timing with you.
- Receive written confirmation of the claim submission.
- Payment is issued per HQ instructions after final checks.
Tax Implications on Winnings
Lottery prizes under Loterie Nationale, including Loto, are paid net. The site states that winnings are exempt from income tax and payable within 2 months of the draw. Sports prediction games such as L’MATCH publish claim deadlines; no additional prize tax is listed.
Prize (MAD) | Withholding rate | Tax due (MAD) |
10,000 | 0% | 0 |
50,000 | 0% | 0 |
1,000,000 | 0% | 0 |

Online Winners
Online gains post to the player’s e-wallet on eloterie.ma after validation. Withdrawals are available by bank transfer or Visa card, subject to identity verification. Daily withdrawal rules apply; prizes above 50,000 MAD must be collected at Loterie Nationale.
Types of online winnings
- Draw games: Loto, Keno, Quatro, Astro.
- Instant games available online.
- High-tier jackpots from draw games credited to the account, then redeemed per rules.
Bank Transfers and Digital Payouts
Players can withdraw to Moroccan bank accounts or request Visa card credits after ID approval. The platform sets withdrawal minima and per-operation caps. Some banking partners may charge transfer fees to the player.
- Bank transfer to Moroccan accounts (player RIB required on request).
- Visa card credit via the card circuit listed on eloterie.ma.
- Daily withdrawal minimum 100 MAD; per operation maximum 10,000 MAD.
- No official e-wallets published by Loterie Nationale.

Lost Ticket Policy
Only the bearer of the physical winning ticket is recognized as the winner. The ticket serves as the sole proof of participation for retail claims. Lost or damaged receipts cannot be reissued, and claims without the original ticket are refused. Online gains remain recorded in the player account and are unaffected by loss of a paper receipt.
- Store retail tickets safely; avoid folding or damage.
- Use the mobile app to scan and check results; this does not replace the ticket.
- For online play, verify wins inside the e-wallet before requesting withdrawal.
Responsible Gaming Guidelines
Loterie Nationale enforces responsible play standards and offers player-side controls. Measures include deposit and stake limits, self-exclusion, account closure, and guidance resources. Assistance is available by phone and through listed medical centers.
- Daily maximum stake limit for online play: 40,000 MAD.
- Set personal spending limits in the account.
- Self-exclude for a chosen period; request immediate account closure if needed.
- Help line: 05 22 45 35 85; medical referral available.
- Read responsible play tips on the official site.
Play thoughtfully and keep gambling within planned limits.